Ah, saving money… sounds great in theory but so hard to do. I know I’m not alone, as it’s often a topic of conversation among my friends. So whenever I see a new app or tool to help save, I investigate. Digit is a simple tool that analyzes your cash flow and siphons off what it feels is appropriate to an FDIC insured account. These deposits range from $1 to $50, 2-3 times a week. Don’t worry Digit will never take more than your account can handle, which is why offer a no-overdraft guarantee.

I have been using Digit for less than a month and already saved $45.39. This money is going towards a dream vacation to Patagonia!! I get weekly text updates with my balance. With simple text commands, you can check your balance, deposit more money or withdraw.

So what does it cost? Nothing. Imagine Digit as your digital piggy bank – piggy bank money doesn’t earn interest and neither does your Digit account. Well, technically it does but Digit takes that interest as their fee. So the service is free. Want to learn more? This Huffington Post article breaks down Digit and other savings apps so you know exactly what you are getting into. Do you have any other helpful saving tips? I would love to hear them!